What is Credit Score?

When you apply for a loan in order to buy the house or car of your dreams lenders will look at your credit score and they will use it to decide if they should give you the loan or not. There are lots of Americans who don’t

Credit Repair Scams

Newspapers, radio, TV and the Internet are filled with advertisements that offer for a fee to erase accurate negative information in your credit file. The credit repair scam artists who run these ads can’t deliver. Only time, a deliberate effort, and a plan to repay your bills

Debt consolidation scams to avoid

If you are drowning in a world of high-interest credit card debt, a debt consolidation loan could help pay down debt faster and reduce your monthly payments. But when debt consolidation becomes something

Improve and Boost your credit score

Having a high credit score is not something you should do just to get bragging rights. That is not the only advantage or benefit involved. A high credit rating has many other advantages. You can save money by improving your score. If you raise your credit score,

How to Get a Credit Card With Bad Credit

People who have bad credit have the fewest choices for credit cards. That’s because few credit card issuers need to take the threat of loaning a credit card they might not get paid for. The lower your credit score, the more difficult it’ll be to get approved,

how to negotiate credit card debt?

Before you are able to start to invest and build wealth for your family and you, you must get rid of your credit card debt. If you’ve fallen behind, or are urgently treading water attempting to prevent late payments, delayed fees and the substantial interest fees can