Establishing Credit After Bankruptcy

Being bankrupt іѕ nоt а very pleasant scenario, іn аnу case – mentally, socially оr financially. Thеrе іѕ а major social stigma attached tо bankruptcy аnd hеnсе іt іѕ better tо bе thrifty, thаn being bankrupt. I guess most оf уоu know thаt being bankrupt іѕ tо

The difference between credit score and credit report

The terms “credit report” and credit score” are frequently used interchangeably and doing so is wrong since they’re not, at all, the exact same thing. To give you a brief history lesson, credit reports include info about the credit expertise of a person and have been in

Mortgage definition – What you need to know about Mortgages

Mortgage Definition: Agreement of a loan to finance the purchase of  a real estate, usually with specified payment periods and interest rates which allows a lender to seize property when a borrower fails to pay. The term mortgage is a French law term which stands for “death

How To Use Credit Cards To Improve Credit Rating

It may seem weird, but when you want to improve credit ratings, credit cards can be your best friends. If you have trouble managing your finances then many people will tell you to cut up the plastic, but that is not good advice. Why? Well, one of

How To Order Your Free Online Credit Report

A free online credit report is available to everybody in the USA and many other countries too. If you have never requested to see yours, maybe it is time that you did. The Law About Free Credit Reports Everybody needs to know their credit score. It is

About Credit Counseling Services

What can you expect from credit counseling services, and why should you use them? These are questions often asked by people who have financial worries. Debt can be a massive burden on many individuals and families. In these difficult economic times, many people have taken on more